A Process Built Around You.Not Around Our Products.
We don’t sell products. We build plans. Here’s exactly what working with Barfield looks like — from first call to ongoing partnership.
Five steps. No surprises.
From the first call to the tenth year of partnership — here is exactly how the relationship unfolds.
- STEP ONE
The Intro Call
30 minutes · ComplimentaryWe start with a conversation, not a pitch. Tell us where you are, where you want to go, and what keeps you up at night financially. We listen first.
- STEP TWO
The Discovery Meeting
60–90 minutesWe go deep. Tax returns, account statements, estate documents, business structure — we want the complete picture before we recommend anything. Most advisors skip this step. We don't.
- STEP THREE
The Plan
Delivered in writingWe build a comprehensive written financial plan. Not a portfolio proposal — a full plan that covers investments, taxes, estate, retirement, insurance, and cash flow. You'll understand exactly what we recommend and why.
- STEP FOUR
Implementation
Coordinated executionOnce you're confident in the plan, we execute. Accounts are opened at Schwab. Portfolios are built to spec. Estate and insurance strategies are coordinated. Everything moves in concert.
- STEP FIVE
The Ongoing Relationship
Quarterly and beyondThis is where we earn our fee. Quarterly reviews. Proactive tax planning. Life changes addressed in real time. You have our direct contact — always. No call centers, no assistants screening your calls.
Three things you won’t find at most firms.
Tax-First Thinking
Daniel's CPA background means every recommendation is filtered through a tax analysis before it ever gets executed. Asset location, harvesting, Roth strategy, qualified business income — we treat the tax conversation as the first conversation, not the last.
Fee-Only Transparency
We charge a management fee. We don't earn commissions. We don't sell products. Our incentives are aligned with yours — when your wealth grows responsibly, we grow with you.
Direct Senior Access
You work with Daniel and Justin directly, always. No assistant gatekeeping. No call center routing. You have our direct numbers and we expect you to use them.
Answers to the questions we hear most.
We charge a percentage of assets under management, typically 1% annually, with breakpoints for larger relationships. Full fee details are available in our ADV Part 2. We do not charge commissions, hourly fees, or product-based revenue.
We typically work with clients who have $500,000 or more in investable assets. That said, exceptions are made for families and business owners with clear trajectory — what matters most is the fit between what you need and what we do.
At minimum, quarterly. More often when markets, tax windows, or life events warrant it. You have our direct contact and we genuinely expect you to use it.
All client assets are custodied at Charles Schwab, one of the most trusted institutions in the industry. We never take custody of your money — Schwab statements come directly to you, and you can verify your balances at any time.
Schedule your complimentary intro call.
Thirty minutes. No pressure, no pitch. Just an honest conversation about where you are and how Barfield could fit into what comes next.